Last Updated: March 27, 2025

1. Acceptance of Terms

CalcToolUSA.com ("we," "us," or "our") is owned and operated by WebPlanetUSA.com, headquartered at 1215 E Homberg Ave, Essex, MD 21221, U.S.A. By accessing our website, you agree to these Terms. If you disagree, please discontinue use.

2. Use of Calculators and Tools

• Tools provide estimates only; they are not professional advice.
• Consult a qualified expert before making any decisions based on the results.
• We strive for accuracy but cannot guarantee that all calculator results will be error-free.
• Users are responsible for verifying results before making financial or other important decisions.

3. Prohibited Activities

You agree not to:

• Scrape, hack, disrupt, or exploit the website.
• Use automated bots or scripts without our express permission.
• Upload malicious or illegal content.
• Violate applicable laws or third-party rights.
• Attempt to gain unauthorized access to our systems or user accounts.
• Use our calculators for any illegal or unauthorized purpose.
• Interfere with or disrupt the integrity or performance of the website or its servers.

4. Intellectual Property

• All content (calculators, text, logos, tools) is owned by CalcToolUSA.com and WebPlanetUSA.com.
• No reproduction or commercial use without written permission.
• You may use our calculators for personal, non-commercial purposes only.
• Any unauthorized use of our intellectual property may result in legal action.

5. Privacy Policy

Your use of our site is subject to our Privacy Policy, which describes how we collect, use, and protect your information.

6. Links to Third-Party Websites

Third-party links provided for convenience only; we assume no responsibility for external content. We do not endorse any third-party websites, products, or services that may be linked from our site.

7. Disclaimer of Warranties

Our website and content are provided "as is," without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Use at your own risk.

8. Limitation of Liability

We are not liable for direct, indirect, incidental, or consequential damages resulting from your use or inability to use the site. This includes but is not limited to damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.

9. Changes to These Terms

• We may update these Terms at any time without prior notice.
• Continued use after changes indicates acceptance of the modified Terms.
• It is your responsibility to review these Terms periodically for changes.

10. Governing Law and Jurisdiction

• These Terms are governed by the laws of the State of Maryland, U.S.A.
• Disputes will be resolved in Maryland courts.
• You agree to submit to the personal jurisdiction of the courts located within Maryland for the purpose of litigating all such claims.

11. Severability and Waiver

• If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
• Failure to enforce any provision of these Terms does not waive our right to enforce such provision in the future.

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