Most investors pay 0%, 15% or 20% on long-term capital gains, depending on taxable income and filing status.
| Rate | Single | Married Filing Jointly | Head of Household |
|---|---|---|---|
| 0% | ≈ up to mid-$48k | ≈ up to mid-$96k | ≈ up to mid-$64k |
| 15% | ≈ mid-$48k to ≈ $530k | ≈ mid-$96k to ≈ $600k | ≈ mid-$64k to ≈ $565k |
| 20% | Above the 15% threshold | Above the 15% threshold | Above the 15% threshold |
Harvest gains or losses strategically and estimate taxes with our Tax Calculator.
Thresholds derive from IRS guidance and reputable summaries; check exact values for your filing status before selling.