The baseline limit for one-unit properties is $806,500 in most areas for 2025 (higher in select high-cost counties).
| Units | Baseline (contiguous U.S.) | Alaska/Guam/Hawaii/USVI |
|---|---|---|
| 1 | $806,500 | $1,209,750 |
| 2 | $1,032,650 | $1,548,975 |
| 3 | $1,248,150 | $1,872,225 |
| 4 | $1,551,250 | $2,326,875 |
Run affordability in our Home Affordability Calculator and compare scenarios with the Mortgage Calculator.