2025 HSA Contribution Limits and HDHP Rules

HDHP minimums (2025)

• Deductible: ≥ $1,650 (self-only) / ≥ $3,300 (family)
• Out-of-pocket max: ≤ $8,300 (self-only) / ≤ $16,600 (family)

Run scenarios in our health calculators and consider investing HSA dollars for long-term medical costs.

Official 2025 amounts from IRS guidance.