Last Updated: March 27, 2025

1. General Disclaimer

The information, tools, and calculators on CalcToolUSA.com are provided for general informational and educational purposes only and do not constitute professional advice. We encourage users to verify all results and consult with qualified professionals before making any decisions based on our calculators.

2. Accuracy and Reliability

• We strive for accuracy but do not guarantee the completeness, accuracy, reliability, or suitability of content.
• Use of our calculators and content is at your own risk.
• Results may vary based on individual circumstances, market conditions, and other factors.
• We regularly update our calculators, but cannot guarantee they reflect the most current information or regulations.

3. Medical and Financial Disclaimer

• Our health-related calculators have been reviewed by licensed medical professionals, and financial calculators by financial advisors.
• These tools do NOT replace professional medical or financial advice.
• Always consult a qualified professional before making health or financial decisions.
• Health calculators are based on general formulas and may not account for individual medical conditions or circumstances.
• Financial calculators provide estimates only and do not account for all variables that may affect your personal financial situation.

4. Third-Party Content

• Our website may include links to third-party websites or ads.
• We do not endorse, guarantee accuracy, or take responsibility for third-party sites or their practices.
• Third-party content is provided solely for convenience and informational purposes.
• Users should review the privacy policies and terms of use of any third-party websites they visit.

5. No Warranties

All materials and tools on this site are provided "as is" without warranties of any kind, express or implied, including but not limited to merchantability and fitness for a particular purpose. We make no representations or warranties about the accuracy, reliability, completeness, or timeliness of the content, services, software, text, graphics, links, or communications provided on or through the use of our website.

6. Limitation of Liability

WebPlanetUSA.com and CalcToolUSA.com will not be liable for direct, indirect, incidental, consequential, or special damages resulting from your use of or inability to access our site, content, or calculators. This includes but is not limited to damages for loss of profits, goodwill, use, data, or other intangible losses, even if we have been advised of the possibility of such damages.

7. Governing Law and Jurisdiction

• This disclaimer is governed by the laws of the State of Maryland, U.S.A.
• You agree to submit to the jurisdiction of Maryland courts.
• Any legal action arising from the use of our website must be filed within the applicable statute of limitations.

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